Construction Insurance
Built for Builders.
Construction sites are high-risk environments. Between heavy equipment, subcontractors, and job-site injuries, one incident can shut down a project — or your business. risk|x specializes in coverage packages designed for general contractors, specialty trades, and construction firms of every size.
What Could Go Wrong.
A worker falls from scaffolding and requires emergency surgery
Your excavator damages a neighboring property's foundation
A subcontractor's faulty wiring causes a fire after project completion
Your work truck is involved in a collision en route to a job site
Recommended Coverage.
Based on common construction risks, we recommend these coverages as a starting point.
Get Construction Coverage in 30 Seconds.
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What Construction Businesses Say.
These are illustrative examples based on common commercial insurance scenarios — not direct client quotes. Names, businesses, and details are fictional.
Share your experience"I called three places before risk|x. The first two quoted me the same cookie-cutter BOP. The team at risk|x actually looked at my contracts and found two gaps I didn't know I had. Saved me from a potential six-figure exposure on a single project."
David R.
Owner, DR Mechanical
HVAC Contractor
"Our crew was working a commercial build when a subcontractor's mistake caused water damage to the floor below. risk|x had set us up with the right umbrella policy. It covered the full claim — over $200K."
Tony G.
President, Granite Construction Group
General Contractor